You need to make an application for school funding utilising the FAFSA. You will never be immediately offered a Direct Loan. You must request the loan from the financial aid office if you want to borrow from the Direct Loan program. In the event that you request a Direct Loan and later determine there is no need the funds, you may possibly decrease the mortgage by calling the educational funding workplace. Continue reading Federal Direct Stafford Loans are generally known as Direct Loans or Federal Direct Loans.