New payday financing legislation to truly save consumers $75M

New payday financing legislation to truly save consumers $75M

Ohio’s new payday financing legislation took impact Saturday, ending significantly more than a ten years of high-cost loans and fast credit for approximately 1 million Ohioans whom are in a monetary pinch every year.

The law that is new likely to save Ohioans $75 million yearly in costs and interest, in accordance with customer advocates.

The brand new legislation set April 27 once the date when payday lenders is obligated to alter their company methods. Up to now, nine entities have already been certified underneath the Fairness that is new in Act for over 200 shops, in line with the Ohio Department of Commerce. Continue reading New payday financing legislation to truly save consumers $75M

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What are earthquake zones?

Scientists have learned that earthquakes occur in a number of definite zones, mainly where there are deep trenches in the ocean bed with groups of islands nearby, such as around the Pacific. In these zones, seismologists (people who study earthquakes) try to guess whether stress is building up underneath the surface. If the area has been dormant (quiet) for a long time, it may be that an earthquake is about to happen. They also use seismometers to detect the tiny shock waves that occur right before an earthquake. It is estimated that there are 500,000 detectable earthquakes in the world each year. Of these, 100,000 can be felt, and 100 of them cause damage.

What is the difference between a bulb, a corm, and a tuber?

Bulbs, corms, and tubers are all parts of a plant that grow underground. They are each a storage unit for food that gives the plant the energy it needs to grow, bloom, and complete its life cycle each year. A bulb is an underground stem and leaf. It grows in protective layers, much like an onion. At the very center of the bulb is a small version of the flower itself. The bulb’s basil plate—a round and flat hairy mass (the beginnings of roots) on the bottom of the bulb—helps the bulb stay together. Examples of bulbs include tulips, daffodils, lilies, narcissus, and amaryllis. A corm is an underground stem. It has the same type of protective covering and basal plate as the bulb, but it does not grow in layers. Instead, the corm is the base for the flower stem and has a solid texture. Crocuses and gladiolus are both corms. The tuber is an underground stem or root. Just like a potato, it has leathery skin, lots of “eyes,” and no basal plate. The eyes are the growing points where the plants eventually emerge. Dahlias, begonias, and anemones are all tubers.

Why do we call a bad actor a “ham” and silly comedy “slapstick”?

In the late nineteenth century, second-rate actors couldn’t afford cold cream to remove their stage makeup, so they used ham fat and were called hamfatters until early in the twentieth century when these bad actors were simply called “hams.” Physical comedy became known as “slapstick” because of its regular use of crude sound effects: two sticks were slapped together off-stage to accentuate a comic’s onstage pratfall (prat being an Old English term for buttocks).

Why do I get dizzy after spinning around?

The fluid in your inner ear is responsible for dizziness. After you spin around, your ear fluid keeps spinning, sending conflicting messages to your brain.

These mixed signals cause dizziness, lack of balance, and lightheadedness. After a few seconds, the liquid levels out and the dizziness goes away.

Which types of computers predated Babbage’s “analytical engine”?

Computers developed from calculating machines. One of the earliest mechanical devices for calculating, which is still widely used today, is the abacus—a frame for carrying parallel rods on which beads or counters are strung. The abacus originated in Egypt in 2000 B.C.E. It reached the Orient about a thousand years later, and arrived in Europe in about the year 300 C.E. In 1617, the Scottish scholar John Napier invented “Napier’s Bones”—marked pieces of ivory for multiples of numbers. In the middle of the same century, the French mathematician Blaise Pascal produced a simple mechanism for adding and subtracting. Multiplication by repeated addition was a feature of the stepped drum or wheel machine of 1694, invented by the German mathematician Gottfried Wilhelm Leibniz.

How was hemlock used to poison in ancient times?

In ancient times, small doses of the plant were used to relieve pain, with a great risk of poisoning. One species, Conium maculatum, was used to carry out the death sentence in ancient times. The Greek philosopher Socrates was condemned to death in 329 B.C.E.; he killed himself by drinking a potion made from hemlock. The hemlock plant was introduced to North America from Europe, and has often been mistaken for a pretty garden plant. All parts of the weedy hemlock plant are poisonous, especially leaves and seeds. Hemlock is a member of the wild carrot family, and it grows along roadsides and waterways in North America.

Why is a horseshoe thought to be good luck?

A horseshoe’s charm comes from the legend of Saint Dunstan, who, because of his talent as a blacksmith, was asked by the Devil to shoe his cloven hoof. Saint Dunstan agreed, but in carrying out the task, he caused the Devil such pain that he was able to make him promise never to enter a house that has a horseshoe hanging above the doorway. Thus, from the Middle Ages on, the horseshoe has been considered good luck.

What makes a plant bloom at the right time of year?

All flowering plants have a mechanism to make sure that their blooms develop at just the right time of year, whether in the springtime or autumn. Most respond to the amount of sunlight, and can distinguish between 16 hours of light and 8 hours of light. Some flower only when days are long and nights are short, such as radishes, asters, petunias, and beets. Others, such as chrysanthemums, goldenrods, and poinsettias, flower only when nights are long and days are short.